body
	{
		margin: 0px auto; 
		padding: 0px auto; 
		background: #323E93;
		border: 0px; 
	}



h3
	{
		font-family: verdana, trebuchet ms, arial, helvetica;
		font-weight: bold;
		font-size: 20px;
		color: #323E93;
		padding: 10px 0px 0px 10px;
	}

p
	{
		font-family: arial, helvetica;
		font-size: 14px;
		line-height: 20px;
		padding: 0px 10px 0px 10px;
	}


.copyright
	{
		font-family: arial, helvetica;
		font-size: 11px;
		line-height: 13px;
		color: #ffffff;
		background-image: url('images/kopp_copybg.gif'); 
		width:100%;
		text-align:center;
		padding-top:5px;

	}